Terms of Service

1. Acceptance of Terms

By accessing and using the website located at risksedu.com (the "Site"), you accept and agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Site.

We reserve the right to modify these Terms at any time. Changes will be effective upon posting to the Site. Your continued use of the Site following the posting of any changes constitutes your acceptance of those changes. The date of the most recent revision is indicated at the top of this page.

2. Nature of the Site — Educational Purpose Only

RisksEdu is an independent educational resource. All content published on this Site is provided solely for general informational and educational purposes relating to risk management concepts, frameworks, and methodologies.

Nothing on this Site constitutes or should be construed as:

• Professional risk management, financial, legal, regulatory, or compliance advice
• A recommendation to take or refrain from any specific action
• An endorsement of any product, service, organization, or certification body
• A substitute for advice from a qualified professional

RisksEdu does not offer paid advisory, consulting, training, or certification services of any kind. No commercial relationship is created by use of this Site.

3. Accuracy and Currency of Information

We endeavor to ensure that the information published on this Site is accurate, complete, and current. However, risk management is a rapidly evolving field, and standards, regulations, and best practices change over time.

We make no warranty, express or implied, regarding the accuracy, completeness, reliability, or fitness for any particular purpose of the information contained on this Site. You should independently verify all information before relying upon it for any purpose, particularly regulatory compliance or professional practice.

We expressly disclaim any obligation to update content to reflect changes in laws, regulations, or standards following the date of original publication, though we endeavor to do so on a periodic basis.

4. Intellectual Property

All content on the Site, including but not limited to text, graphics, logos, images, and data compilations, is the intellectual property of RisksEdu or its content contributors and is protected by applicable copyright and other intellectual property laws.

You may access, view, and print pages from this Site for your own personal, non-commercial educational use, provided that you:

• Do not modify or alter the content
• Retain all copyright and other proprietary notices
• Properly attribute the source as risksedu.com

Any other use of Site content — including reproduction, distribution, modification, republication, or commercial use — requires prior written permission from RisksEdu. Requests may be directed to info@risksedu.com.

5. Prohibited Uses

You agree not to use the Site for any purpose that is unlawful or prohibited by these Terms. Prohibited uses include, but are not limited to:

• Scraping, data mining, or automated data collection from the Site without prior written consent
• Using Site content in any way that misrepresents its educational, non-advisory nature
• Reproducing or distributing Site content commercially without authorization
• Attempting to gain unauthorized access to any portion of the Site or its systems
• Transmitting unsolicited communications or spam to us via the contact form
• Using the Site in any manner that could damage, disable, or impair the Site's availability or performance

6. Third-Party Links and Resources

The Site may contain links to third-party websites, standards documents, or external resources for reference and convenience. These links are provided for informational purposes only. RisksEdu does not endorse, control, or take responsibility for the content, privacy practices, or availability of linked third-party sites.

Access to third-party resources is at your own risk and subject to the terms and conditions of those respective sites.

7. Limitation of Liability

To the maximum extent permitted by applicable law, RisksEdu, its editorial contributors, and any affiliated persons shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:

• Your use of or reliance on any information published on the Site
• Any decision made or action taken based on content from the Site
• Errors, omissions, or inaccuracies in Site content
• Any unauthorized access to or alteration of your communications
• The availability or unavailability of the Site or any linked third-party resources

This limitation of liability applies regardless of the legal theory under which such damages are sought, even if we have been advised of the possibility of such damages.

8. Disclaimer of Warranties

The Site and all content, materials, and information provided on it are offered on an "as is" and "as available" basis, without any warranties of any kind, either express or implied. This includes, without limitation, implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the Site will be uninterrupted, error-free, secure, or free from viruses or other harmful components.

9. Indemnification

You agree to indemnify and hold harmless RisksEdu and its editorial contributors from and against any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising from your use of the Site, your violation of these Terms, or your violation of any rights of a third party.

10. Governing Law

These Terms shall be governed by and construed in accordance with applicable law. Any disputes arising from or related to these Terms or your use of the Site shall be subject to the exclusive jurisdiction of the competent courts of the applicable jurisdiction.

11. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it valid and enforceable.

12. Entire Agreement

These Terms of Service, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and RisksEdu regarding your use of the Site and supersede any prior agreements or understandings.

13. Contact

If you have any questions regarding these Terms of Service, please contact us:

Email: info@risksedu.com
Contact form: risksedu.com/en/contact.html